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Why We Need to Fix Disaster Insusrance Markets
Our insurance markets to protect people from climate-related disasters are breaking at the very moment we need them more than ever. The only long-term answer: transformative levels of investment in lowering risks and in climate adaptation.
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We're Playing Hot Potato with Insurance Risk
We are now in a game of hot potato when it comes to the risk of ever-growing climate extremes. And unfortunately, those left holding the risk are often the ones least able to handle it.
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Cost, Lack Of Insurance Compound Devastation
Carolyn Kousky spoke with MSNBC’s Alex Wagner about the the challenges individuals face in covering the costs of devastating storms, a growing problem as exceptional weather events increase in frequency with climate change.
Op-Eds
Why We Need to Fix Disaster Insurance Markets This Year and How to Do It, Earth.org, March 4, 2024.
Ian was a Warning to Make Flood Insurance Accessible to All, The Hill, October 9, 2022.
New Flood Maps Show US Damage Rising 26% in Next 30 Years due to Climate Change Alone, and the Inequity is Stark, The Conversation (and Scientific American), January 31, 2022
Stopping Price Reform Won’t Eliminate Flood Risk, The Hill, April 2021
Can Parametric Insurance Help Build Disaster Resilience in the U.S.? The Insurer, January 25, 2021
Why Biden Should Launch an Ecosystem Restoration Corps in 2021, The Hill, December 31.
A Climate Resilience Roadmap for the Next Administration, Medium, November 12, 2020
Low-income Households Should be Prioritized after Disaster Strikes, The Hill, August 2020
Why Biden Should Launch an Ecosystem Restoration Corps in 2021, The Hill, December 2020
Time for a New Apollo Project: A Climate Friendly Economy, The Hill, July 2019
Does the Coastal Barrier Resources Act Provide a Policy Template to Address Wildfire Risk? Resources, 2019
To Make Sure Its Utilities Survive Climate Change, California Needs Liability Law Reform. LA Times, 2019
How America Fails at Communicating Flood Risks, City Lab, October 11, 2018
Look to Caribbean Risk Insurance Model for US Hurricane Recovery, The Hill, September 15, 2017
Podcasts
Disaster Recovery Challenges and Solutions for Small Businesses, Ready to Recover, December 13, 2023.
Understanding Disaster Insurance, InsTech, May 10, 2023.
Equitable Disaster Insurance & Climate Change, Harvard Environmental and Energy Law Program, May 5, 2023.
New Tools for a More Resilient Future with Dr. Carolyn Kousky, America Adapts, October 17, 2022
Risky Business: Under-insured Against Climate Disaster, Climate One, September 30, 2022
Climate + Financial Resilience: Innovative Solutions to Flood Risk - Episode 2, America Adapts
Increasing Financial Resilience to Worsening Floods in the Era of Climate Change - Episode 1, America Adapts, September, 2021
8 Climate Adaptation Recommendations for the Biden Administration, America Adapts, January 2021
Disaster Relief: Why the Poor Need Higher Priority, Knowledge@Wharton, October 2020
Is Climate Risk Insurable? Kleinman Center for Energy Policy, January 2020
Risky Business: Adapting Insurance Markets to Wildfire and Flood Risk, America Adapts, July 2019
Select Media
Tiny Climate Crises Are Adding Up to One Big Disaster, The Atlantic, November 1, 2023.
Seeing Growing Natural Disaster RIsk, Bloomberg TV, August 21, 2023
Climate Shocks Are Making Parts of America Uninsurable. It Just Got Worse., New York Times, May 31, 2023.
How Climate Disasters Cause Lasting Harm for Low-Income Homes, PoliticoPro, January 24, 2023.
Cost of losses, lack of insurance compound storm's devastation, guest on Alex Wagner Tonight, MSNBC, September 30, 2022
Rethinking insurance for floods, wildfires and other catastrophes (Q and A), Knowable Magazine, September 21, 2022
Water Week: Flooding Comes Inland, NPR, 1A
Insurance and aid aren’t covering the cost of disasters in America. Is it time to relocate? (Read for free on Yahoo!News), USA Today, January 24, 2022
How Insurance is Protecting a Coral Reef from Climate Impacts in Mexico, WBUR, Here & Now, November 5, 2021
The Changing Climate is Driving up Home Insurance Claims, and Rates, NPR, Marketplace, October 28, 2021
With Global Warming Comes More Disasters, and Insurance Companies are Pulling out of Risky Areas, Press Play, KCRW, August, 2019